Forum List | Off Topic
Start Previous [ 1 ] -- 2 -- Next End| Topic: Car Insurance |
|---|
| 1. Author: GG Riva Date: Tue 23rd Apr 2024. 08:22 Has anybody renewed their car insurance recently? Mine is due in a few week`s time. Last year, it increased by less than £10. I got a shock when I received my new quote. It`s an increase of 30% on last year`s. They can go and sing for that. Last time they tried that nonsense, I made Mrs Riva the policyholder, so I`ll probably switch it back again and if that doesn`t bring the cost down, I`ll find myself a new insurance company. I do like Direct Line as my no claims bonus is protected even if we have 2 claims in a calendar year - not that we`re planning on doing so. 🙂  Not your average Sunday League player. Reply |
| 2. Author: Buspasspar Date: Tue 23rd Apr 2024. 08:30 I just renewed mine GG My old renewal was up quite a bit and it did not include breakdown cover I have gone with the Bank of Scotland who I bank with Full comp protected plus really good get you home breakdown cover with the RAC Cheaper than my old insurer We are forever shaped by the Children we once were Reply |
| 3. Author: ipswichpar Date: Tue 23rd Apr 2024. 08:47 Certainly worth shopping around and telling them if you get a better quote (online quotation services are really useful). One of ours didn`t go up much at all this year and they have been extremely flexible with a newly qualified driver and giving them up to 90 days cover for a really small increase. Different story of our other car which has more than doubled but I think that`s due to an outstanding claim that the other party has now reneged on their acceptance of blame (it`s 3 years old or something). What I have noticed is that over the past 3 years or so, they would be flexible if you challenged their quote but they now seem to be a lot less flexible and will only shave a little bit off their quote. Reply |
| 4. Author: Dave_1885 Date: Tue 23rd Apr 2024. 09:07 I use Compare the Market every year as every year my insurance company bumps up the price 30% - I normally change provider every year and spend pretty much the same amount of money each year………they try the begging act but only reduce it by 10% so pretty much cancel every year. Reply |
| 5. Author: wee eck Date: Tue 23rd Apr 2024. 09:23 My renewal is due in a month but I have already been quoted a price by my current insurer. I was with `Flow` but they are now part of Allianz and they are quoting a price which is an increase of 14% on last year. They seem very adamant that this is their best price and non-negotiable but I always use comparison websites and go with the cheapest provided cover is comparable. I`ve still got plenty time to do that. Insurance companies always want customers to renew early but what`s the point of that when you`re still covered by the existing policy? Reply |
| 6. Author: Buspasspar Date: Tue 23rd Apr 2024. 09:56 I tried them all wee eck .. direct line .. NFU etc They were all more expensive than the BOS .. If I wanted to add breakdown to my existing policy it would have been £70 more than the BOS and not as good cover We are forever shaped by the Children we once were Reply |
| 7. Author: LochgellyAlbert Date: Tue 23rd Apr 2024. 10:11 I changed cars at the end of last year, changing to a Hybrid. I had insured through the RAC for years, this time they wanted 30% more, putting cost up to just under £1000.00 !!!! Shopped around and also came up with BOS, still dearer but not exorbitantly. Reply |
| 8. Author: veteraneastender Date: Tue 23rd Apr 2024. 10:31 What I can`t my head around is the quotes received from an insurance company to renew - then find the same cover from them a decent bit cheaper if searched on Go Compare etc. !!! How does that work ? Post Edited (Tue 23 Apr 10:31) Reply |
| 9. Author: LochgellyAlbert Date: Tue 23rd Apr 2024. 11:53 Word of warning, don`t change your car or insurance mid term, the exit fees are f***ing ridiculous!🤬🤬🤬 Reply |
| 10. Author: jake89 Date: Tue 23rd Apr 2024. 12:52 All car insurance has gone up. Being blamed on EVs but I suspect it`s more a lack of proper monitoring of insurance firms and said firms taking the urine. Reply |
| 11. Author: DunfyDave Date: Tue 23rd Apr 2024. 15:16 My van almost doubled with Direct Line. I called them and we reduced my mileage by 5k a year which I did not use anyway and eventually got the same price as last year. DunfyDave Reply |
| 12. Author: auldpar Date: Tue 23rd Apr 2024. 16:07 I switched to Saga a few years ago after a ridiculous quote from my former insurers. They were very reasonable and I renewed last month - still reasonable. They are easy to contact too - very short waiting time. Reply |
| 13. Author: red-star-par Date: Tue 23rd Apr 2024. 16:59 This sort of thing is something that always puzzles me as a business decision. Why not give your loyal, existing business the best rates you can? It should be at least as good as you are giving to new customers. Surely it`s easier to retain customers than attract new ones. Less administrative costs as well. The only thing I can think of is that most customers just accept this and can`t be bothered moving so it`s then worth their while to pump up the renewal price Reply |
| 14. Author: jake89 Date: Tue 23rd Apr 2024. 17:48 Because so many people forget to check. Most providers seem to have removed or hidden the ability to NOT auto-renew. They then allow you to renew online but you need to phone to cancel. They`re at it. Reply |
| 15. Author: JTH123 Date: Tue 23rd Apr 2024. 20:48 At it on a massive scale. Try going through topcashback. Should get you an extra £30 or so discount. GG, I'm not sure about putting down your missus as the policyholder unless she is the owner on the v5? Post Edited (Tue 23 Apr 20:49) Reply |
| 16. Author: DBP Date: Tue 23rd Apr 2024. 21:26 That doesn’t matter, when my wife and I went down to one car we rotated insurance every year to maintain both our no claims discount… Insurers don’t really care if a spouse is the main driver but their other half is down as registered keeper/owner I’ve since bought a van and used my NCD on that and for the last two years my wife has insured the car (which is in my name) Post Edited (Tue 23 Apr 21:27) Reply |
| 17. Author: Luxembourg Par Date: Tue 23rd Apr 2024. 21:37 Hastings renewal quote £208 last year £328 renewal? Ehhh no. £227 with RAC  Reply |
| 18. Author: P Date: Wed 24th Apr 2024. 07:50 If shopping around does not reduce costs enough increasing voluntary excess (while not preferable) will. Reply |
| 19. Author: Luxembourg Par Date: Wed 24th Apr 2024. 11:41 P, Wed 24 Apr 07:50 Adding £100 voluntary excess reduced the quote by about £4 Reply |
| 20. Author: P Date: Wed 24th Apr 2024. 12:43 Luxembourg Par, Wed 24 Apr 11:41 £300 reduced mine from £279 to £204. £100 isn’t really a material amount so wouldn’t expect it to move much. Post Edited (Wed 24 Apr 12:43) Reply |
Post your Reply
Your Message:
By using your account you have implicitly accepted the DAFC.net Forum Rules and agree to be bound by them. You also agree that you will take sole responsibility for your post and indemnify dafc.net on all matters and costs. Refrain from making any potentially libelous comments about anyone
- - -