DAFC.net
Login:

password:  
  



Forum List | Off Topic

     [ 1 ] -- 2 --      

Topic: Retiring......
1. Author:  ipswichpar        
Date: Tue 10th Jun 2025. 08:29

I`m thinking about stopping work at 50. A privileged choice to be able to consider in some ways but it comes with some challenges too.

Has anybody worked through this decision and have some good references that helped them make this decision?

I`m most concerned about lack of social interaction (working with the right people has been really enjoyable), missing out on lot of mental stimulation and missing out on the health benefits of work.

Reply
2. Author:  jake89        
Date: Tue 10th Jun 2025. 08:41

Massively envy you. Never likely to be in this position but could you maybe do some voluntary work? It`s that or take up day drinking.

Reply
3. Author:  Dave_1885        
Date: Tue 10th Jun 2025. 08:57

As Jake says, go volunteer in a charity shop a few hours a week - most of the ones round here are consistently busy these days, so wont be short of chat.

Wish I could retire at 50 - unfortunately 14 years is nowhere near enough time to get the money needed šŸ˜‚ be lucky to even make retirement age anyway!

Reply
4. Author:  ipswichpar        
Date: Tue 10th Jun 2025. 09:23

Cheers....I`ve tried to offer my services to a few charities but I`ve been told to jog on. I was warned my a few consultants that trying to get into charities (even if offering my help for free) was likely to be close to impossible given a level of protectionism. That`s proved to be true.

Perhaps I need to change my expectations a bit so I`ll have a look and see if there`s anything more suitable they would be interested in.

Reply
5. Author:  Raymie the Legend        
Date: Tue 10th Jun 2025. 09:31

Ipswich, what about scaling back to a wee part time job with no stress?
That’s what I’ve done.

I wouldn’t do voluntary work if you paid me. Barrump ching.




It`s bloody tough being a legend
Ron Atkinson - 1983


Post Edited (Tue 10 Jun 09:32)

Reply
6. Author:  ipswichpar        
Date: Tue 10th Jun 2025. 10:10

I`ve been having a wee look Raymie for the past few months and it`s a bit of a challenge out there in the market, and having a decent career is actually counting against me in some instances.

Living with pants public transport and losing my driving licence is a bit of a challenge.

If I knew there were roles available in a month or two I`d keep going at it quite happily but it`s bloody hard work and I`m feeling like I`m wasting time looking for a job that I don`t desperately want.

Setting myself a plan to get something part-time arranged for September but also planning in an enjoyable summer sounds like a good idea.

Reply
7. Author:  Raymie the Legend        
Date: Tue 10th Jun 2025. 10:29

Ah, not being able to drive and poor public transport restricts you a bit.
Hopefully, you can find something, perhaps a remote job that allows you to work from home with a PC and phone?

Teams calls are common now, post Covid, so lots of people can conduct their business that way




It`s bloody tough being a legend
Ron Atkinson - 1983


Post Edited (Tue 10 Jun 10:30)

Reply
8. Author:  AdamAntsParsStripe        
Date: Tue 10th Jun 2025. 11:28

There’s lots of part time work available in the likes of Tesco or other supermarkets
A couple days a week. Plenty of interaction to boot.

Zwei Pints Bier und ein PƤckchen Chips bitte


Reply
9. Author:  parsmad68        
Date: Tue 10th Jun 2025. 13:00

AdamAntsParsStripe, Tue 10 Jun 11:28

There’s lots of part time work available in the likes of Tesco or other supermarkets
A couple days a week. Plenty of interaction to boot.


My wife is retiring because of that interaction 🤣

Reply
10. Author:  OzPar        
Date: Tue 10th Jun 2025. 13:10

Would there be any voluntary work available at Portman Road? Or perhaps at one of the smaller sports clubs in your district? Would you consider further education or maybe a less formal course at the University of the Third Age (U3A)? Are there any community projects currently underway that need people (eg. A steam railway, a historic boat restoration, Men’s Shed, etc). The key is getting out and meeting people.



Reply
11. Author:  buffy        
Date: Tue 10th Jun 2025. 13:15

A friend retired at 50 after selling his tech business. His wife decided she’d do the same so they now have time to spend with family and take up hobbies all year round rather than just at certain times of the year. He said it’s the best thing they ever did.

I think as far as stimulation is concerned, IpswichPar, you’d be able to find local charities which perhaps need volunteers to keep old folk company, or become a helper with disabled people (accompany them to the football etc), or get involved with local community garden projects?

Good luck whatever you decide.

ā€Buffy’s Buns are the finest in Fifeā€, J. Spence 2019ā€

Reply
12. Author:  Raymie the Legend        
Date: Tue 10th Jun 2025. 13:22

My daughter did this down under. She found it very rewarding. Basically, walking dogs for owners not able to.

https://www.facebook.com/story.php?story_fbid=10156867727127780&id=100064828447147




It`s bloody tough being a legend
Ron Atkinson - 1983


Post Edited (Tue 10 Jun 13:23)

Reply
13. Author:  Luxembourg Par        
Date: Tue 10th Jun 2025. 15:20

buffy, Tue 10 Jun 13:15

they now have time to spend with family….



Is that you making the case for NOT retiring? 🤣



Reply
14. Author:  veteraneastender        
Date: Tue 10th Jun 2025. 16:14

I was enticed/cajoled/bribed into joining the local Rotary club when retiring.

Thought I might last a year or two at best - still there, been a good deal most of the time.



Reply
15. Author:  JTH123        
Date: Tue 10th Jun 2025. 17:26

You`re very lucky indeed to be able to be financially independent at that age.
I`ll be 60 in January. Hearing all sorts of stories of people who wish they`d done it earlier, friends younger than me retired from civil service jobs and sad ones about people that only got 10 years or less before passing.
I was shocked at the costs involved in taking professional advice about organising pensions etc so I`ve spent the last year educating myself about it.
I must admit I think it would be hard to stop working completely unless you think you can fill your days. I`m tempted to reduce my hours and have longer weekends to begin with.

Reply
16. Author:  Luxembourg Par        
Date: Tue 10th Jun 2025. 18:11

Joking aside - lucky (or good planning) to be able to retire at that age
My grandad fell over deid with a heart attack only a few months after retiring at 65, papa died at 72 and dad at 73 - and he was working until he got too sick just 3 months before he went.
Genetics not giving me much longevity hope…

Work until 67?
Likely I’ll get less than 8 years out of it 😱

However - Luxembourg has an early retirement possibility once you’ve accumulated 40 years of contributions
(UK/other EU work counts, and they give credit for Uni/college years)



Reply
17. Author:  ipswichpar        
Date: Tue 10th Jun 2025. 18:13

Thanks all. Some very good suggestions and I`ll be adding them all to the list.

Lux makes a very fair point, but I`m assured by all those at home that the challenges will be significantly harder in the opposite direction!

I know too many people at work who have worked to 60 and then passed away within a year or two of retiring.

Given my own problems over the past few years I think that the biggest challenge is actually psychological..... I know it makes sense to stop and enjoy my time for me. But a lot of life`s paths are hard when it doesn`t quite feel like it`s on your own terms.

Thanks for all the advice.

Reply
18. Author:  LochgellyAlbert        
Date: Tue 10th Jun 2025. 19:51

Retired from Fire Service at 49yrs., 2 kids at Uni. so kept working, picking and choosing which jobs.

Worked for a stock taking company, worked in Scotland, Northern England, Wales, Northern Ireland, Eire, Spain and Germany. Been places I would never have been to, was good finishing most jobs by midday, so then on the drink.

Went to a company supplying hire cars for no fault accidents, great job, travelling all over Scotland, driving new cars, from Porshes down to Corsas.
Left due to the ar*holes in the office.

Then moved to SKY, working 3 nightshifts a week on SKY broadband, good money but boring,took redundancy money at 63yrs and stopped working.

Now running round watching grandkids and generally helping the family, it wears you down!

Moral of the story, keep working but be selective, no pressure on you, look at your pay slip and see the tax your paying, it`s shocking!🤬

Reply
19. Author:  Alter Ego        
Date: Tue 10th Jun 2025. 21:08

Nearly 50 and I can’t see me stopping working untill I can’t do it anymore.
The thought of stopping work and not being out on the job speaking people and having a laugh/conversation to going being stuck in the house doing nothing apart from listening to the wife…not for me and I’ll work untill my body says no more…stuff sitting in a house all day pottering about in the garden..

Mon the Pars!

Reply
20. Author:  parathletic        
Date: Tue 10th Jun 2025. 22:29

Hopefully I will be retiring at 50 too. Can`t wait, will be on the golf course,at the gym, visiting friends and on holiday regularly. Beats staring at a computer screen all day!

Why not take up a new hobby if you don`t have any existing ones?

Reply
     [ 1 ] -- 2 --      

Post your Reply

Your Message:  


By using your account you have implicitly accepted the DAFC.net Forum Rules and agree to be bound by them. You also agree that you will take sole responsibility for your post and indemnify dafc.net on all matters and costs. Refrain from making any potentially libelous comments about anyone
- - -